The hidden killer of scaling stores: cashflow gaps, Stripe reserves, tax surprises. This module is the financial operating manual at $50k+/month.
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Stripe Settlement — T+2 vs Standard, the 7-Day Reserve Trap
· 11 min · text
The settlement schedule, the rolling reserve mechanics, the cashflow planning math.
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Shopify Payments — Fees, Payouts, and the Hidden Reserve
· 10 min · text
Real fee structure 2026, payout cycles, the reserve trigger conditions.
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Building a 60-Day Cashflow Forecast (template included)
· 12 min · interactive
The line items, the assumptions, the worst-case scenarios.
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Quarterly Tax Filing — How to Stop the $5k Surprise
· 9 min · text
The set-aside discipline, the calendar reminders, the cashflow buffer.
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Choosing a Business Bank — Wise vs Mercury vs Traditional
· 10 min · text
Real comparison: fees, FX rates, integrations, multi-currency, customer service.
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Bookkeeping with Xero — 1 Hour Per Week
· 11 min · text
The integration stack, the categorisation rules, the monthly close ritual.
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When to Get an Accountant (and what to ask)
· 9 min · text
The $30k/month threshold, the ecommerce accountant network, the 10 vetting questions.
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Float Management — Surviving Stripe's Hold When Scaling Fast
· 11 min · text
The 30-day Stripe-hold survival playbook, the working-capital options, the bridge-financing reality.