Skip to content
Majorka
Loading…
5-30 in fees + stains your dispute rate). Offering it pre-emptively often resolves before the dispute is filed.

The customer service stack

For a store doing under A$30k/month:

Above A$30k/mo:

The stack scales with you, but the principle is constant: respond within 4 hours during business hours, every time. Response speed is the single highest correlation with positive resolution.

Refund policy that protects you

A clear, written, posted refund policy is required for:

Standard recommended policy:

Don't be cute. Don't bury return restrictions. Customers (and Stripe) read these.

Chargeback prevention

Every chargeback costs A

5-30 in fees and counts against your Stripe ratio. Above 1% chargeback ratio, your account is at risk.

Prevention checklist:

Following this checklist drops chargeback ratio from typical-beginner 1.5-3% to under 0.5%.

When customer service is the metric

Some operator pause: "I'd rather get more sales than handle returns." Wrong frame.

A 3% improvement in chargeback ratio = ~A$300/mo at A

0k revenue. A 0.4 increase in average review score = ~A ,800/mo at A 0k revenue (conversion lift). A reliable refund policy = Stripe reserves drop from 25% to 10% = ~A ,500 cashflow restored at any moment.

Customer service IS revenue.

Why this matters

Stripe, Meta and customer reviews are an interconnected trust graph. One bad week of customer service compounds across all three. Operators who treat customer service as the most important post-launch function have stores that compound. Operators who treat it as a chore have stores that get banned.

A 2am chargeback that didn't happen — A